Wednesday, October 21, 2015

A Small Pleasure

Exceeds what I get, but not by much (ideas.repec.org)
Apparently, the banks think I'm simultaneously rich and poor, educated and uneducated.
If you want to know what credit card companies think of you, look at your mail.

Are you “pre-screened” for lots of mileage-reward cards? Banks think you’re rich and educated.

Do you mostly see offers for low-APR teaser rates? Banks think you’re poor and uneducated — and, perhaps, vulnerable to financial traps.
I show my appreciation for the big data segregation and analysis that goes into junk mail by churning it all together in the shredder. It's a satisfying feeling.

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