Too Much Information, Too Often

Alerts since May are fast and furious

One indicator of a person's financial health is the FICO score ("the credit scores created by Fair Isaac Corporation").

As with other perceived meaningful measurements (IQ, BMI) the FICO rating is being used in areas removed from its original function as a loan-payment predictor; FICO is now a factor in employment decisions and matters of the heart. It's become important!

So it was that your humble blogger began subscribing to Experian reports about my FICO score. The problem is that Experian sends alerts about changes that are only a few points up or down, though the credit strata are about 50 points wide.

Though I pay off all the credit cards on time each month, if the balances are a thousand dollars higher that will lower the FICO slightly, and vice versa.

Having learned to have perspective on the day-to-day changes in the investment portfolio, I'll now do so with the FICO score.