To Go with the Coffee

The roads have been uncrowded all week, except near the local mall. While family members went about their shopping and returns, I waited for the line at Starbucks to shorten before placing an order. No luck, the line stretched out the door for the entire 2½ hours that I was there.

For the first time I broke the rule against freeloading an establishment's WiFi. Well, next time I'll get a breakfast sandwich to go with the coffee.

Such A Blessing

Social media has enabled us to reconnect with people whom we haven't seen for many years, but it's a special pleasure when the reconnection happens the old-fashioned way---out of the blue and in person.

This week we stopped at a recreation center outside Sacramento to ask a few questions about the local community. The woman who greeted us looked familiar. "Marie? I'm Steve, we used to work together at Jupiter."

We quickly caught up, summarizing 30+ years in 30 seconds as people have learned to do in the age of Twitter [digression: I bought a few shares of TWTR last year thinking that it couldn't go lower (it did) and that someone would buy it (no one did)].

Marie reminded me that I had recommended that she look for another job---always awkward advice when coming from one's boss---but we both knew what I meant. She was an excellent worker, but the company at the time wasn't going anywhere. She could have her job as long as she wanted; for her own personal growth she should move on. When she left, I had to replace her with two people.

She said that she had always remembered that advice, and the funny thing is that I had completely forgotten that conversation.

It wasn't a bad way to end the year, to discover that I helped someone a long time ago in a way that turned out to be important. May the New Year bring such a blessing to you, too.

Less is More

(Image from albuquerque.citymomsblog.com) 

Science shows that pregnancy shrinks women's brains permanently (pause for joke insertion....ok, resume):

Comparing the scans showed significant reductions in the volume of grey matter in the brains of the new mothers....And it was persistent, too. When the researchers retested the mothers two years later, most of the alterations were still present.

However, it's possible that the loss of brain cells not only didn't cause harm ("administering a few simple cognitive tests to the new mothers—including tests of memory—revealed no obvious changes in performance") but could be beneficial [bold added]

The ones with the greatest reductions in grey-matter volume were, on the whole, the most strongly bonded....it is probably evidence of a process called synaptic pruning, in which little-used connections between neurons are allowed to wither away, while the most-used become stronger. That is thought to make neural circuitry more efficient, not less so.

Anecdotal evidence, to be sure, but most mothers we've encountered are better at multitasking and organization than their male partners.

The scientists may attribute it to synaptic pruning, but your humble blogger calls it determination and focus borne out of necessity. The former is science, the latter is character, which will never be measured in a lab.

глазные яблоки *

Google tracks who's reading.

The good news: this modest journal experienced an uptick in traffic during the month of December.

The bad: the increase in hits came from Russia.

What in the world can they be looking for? Well, they'll be disappointed....

*eyeballs

Second Law Musings, Perhaps Taken Too Far

We have referred before, briefly, to the limitations that the Second Law of Thermodynamics imposes on alternative energy.

Harvard psychologist Steven Pinker reflects on the implications of its more broadly stated principle, entropy increases over time [bold added]:

The Second Law is acknowledged in everyday life in sayings such as “Things fall apart,” “You can’t unscramble an egg,” and “What can go wrong will go wrong.”....I believe that it defines the ultimate purpose of life, mind and striving: to deploy energy and information to fight back the tide of entropy and carve out refuges of beneficial order.

Professor Pinker's short essay is worth reading because of its perspective toward life's vicissitudes. He ends as follows:

An underappreciation of the Second Law lures people into seeing every unsolved social problem as a sign that the world is being driven off a cliff. But it is in the very nature of the universe that life has problems. It’s better to figure out how to solve them, by applying information and energy to expand our niche of life-enhancing order, than to start a conflagration and hope for the best.

What started as a nice thought piece on the Second Law and bringing order to a chaotic universe veers off into the nature of drastic change, even anarchist politics. Why introduce the notion of a volitional, not an accidental universe-caused conflagration at the end?

Sometimes organized systems can be so flawed that it would be better to start over rather than try to fix them, whether one's talking about legacy accounting software, termite-ridden homes, or the SF-Oakland Bay Bridge. Certainly one should not "hope for the best" when undertaking the task of occupying a foreign country or replacing a national health system.

But back to the Second Law.

Matter doesn’t spontaneously arrange itself into shelter or clothing, and living things don’t jump onto our plates to become our food. What needs to be explained is not poverty but wealth.

I like to think about creating wealth---most of the time my own---rather than redistributing others' to help the poor. On that I heartily agree.

Unpublicized Connection

CNN: "New Delhi is the most polluted city on Earth right now"

New Delhi has air pollution that rivals China's. According to Time [bold added]

Here the problem centers on the switch to diesel vehicles. Those cars–which drive along increasingly crowded streets–are actually better for the climate than gasoline-powered cars, but they emit more of the pollutants that directly harm human health.

Fighting climate change can harm human health. One wonders why this connection has not been publicized.

Merry Christmas!

You're an angel, but you still have to wait your turn...

Stress That We're Glad to Assume

The cards are ready early--for once

Christmas is one of the most stressful times of the year for your humble blogger . There's writing the annual Christmas letter--usually sent late--and shopping for gifts. Sometimes there's travel, often there are dinner parties to attend and host, and always some year-end financial planning for ourselves and clients.

We also work on charities that deliver Christmas presents to local children. We call the parents beforehand to get a general idea of what the children like, doing our best to fulfill their wishes while abiding budget constraints. Lately we've been spending more on these kids than we do on our own loved ones, but that's because ours have everything they need. Though these tasks add to the busy-ness of the season, it's stress that we're glad to assume.

You haven't experienced stress until you scour the malls for a Five Nights At Freddy's Foxy Plush doll (if you know what this is, dear reader, you're much more in tune with the culture than I) and finally order one from Amazon with a delivery date that could slip until after Christmas (it came on December 22nd).

Songs of the Season - Part 1

(Reprised from a 2009 post - the way we were in 1999):

In the late 1990's my employer had enough of a talent pool to put together a decent holiday choir (videos uploaded from VHS tape).



The San Francisco office once numbered over 200 strong. After retirements, layoffs, and transfers, it numbered fewer than 20 this year, when it finally closed.

Songs of the Season - Part 2

(Reprised from a 2009 post - the way we were in 1999):

An old chestnut, plus Santa cracks up under the pressure.

Songs of the Season - Part 3

(Reprised from a 2009 post - the way we were in 1999):

An unserious musical history of the Twelve Days of Christmas. I like the Hawaiian lyrics myself ("a mynah bird in one papaya tree").

Songs of the Season - Part 4

(Reprised from a 2009 post - the way we were in 1999):

Have yourself a Merry Little Christmas now.



Through the years we all will be together
If the fates allow...

But the fates do not allow. Our time together is too fleeting, gone in the wink of an eye. Like the ghostly watchers in Grover's Corners, we have an eternity to mull the regrets of moments unappreciated until too late.

On this Christmas and in the New Year, resolve not to let that happen.

Cold Enough

Extreme cold weather has beset much of the continental United States:

Dozens of record lows have been set in the Midwest and Plains since this weekend as the second of two arctic blasts in the past week invaded those regions.

Actual air temperatures fell into the 20s and 30s below zero, while wind chills plunged into the minus 30s, 40s and even a few 50s at times during the weekend.

In Northern California the temperature dipped into the 40's overnight. That's shirtsleeve weather back East, but cold enough to chill the house to 57 degrees F. this morning.

I turned up the natural-gas furnace, as, I suspect, did many Sierra Club members. Solar panels just don't produce enough BTU's for comfort.

Courage

"WSJ: The 1938 A. Conger Goodyear House, in Old Westbury,
Long Island, was brought back to life by Aby Rosen and
Samantha Boardman. Damien Hirst’s sculpture The Virgin
Mother stands on the front lawn. PHOTO: ADRIAN GAUT"

I like to ogle the mansions of the rich and famous as much as the next guy or gal, but I confess to being a little taken aback by the sculpture in front of a restored Long Island estate.

The stylized cross-section of a pregnant woman arouses emotions--probably not disgust, given modern exposure to horrors--but to entitle the piece Virgin Mother (there was only one in history) is deliberately provocative.

But it's OK to tweak Catholic or Christian sensibilities because those people will just complain, if even that. Now, if the artist had shown the Prophet gestating inside his mother's womb, that would have been courageous.

(BTW, the sculpture did remind me of the Body Worlds exhibit we saw nine years ago.)

College Education

(For more Ramirez cartoons go here)

Talking Their Way In

2015: 2701 Broadway (7 BR,16,000 sq. ft) sold for $31 million.

The needle on my moral compass becomes bent when I talk to real estate people. For example, when we checked out new Foster City apartments earlier this year, we told the nice saleslady that we were looking for a place for my mother-in-law.

We weren't lying; it's just that there was no way 1) she would move from Hawaii, and 2) she would pay for an apartment costing more than a thousand dollars per month ($4,600 was a little out of her--and our--price range).

As spinners of tales, though, we are pikers compared to the people who pretend to be buyers of luxury homes. San Francisco real estate broker Nina Hatvany tells the Wall Street Journal:

Another buyer—who was later convicted of fraud on unrelated charges—said he was interested in a $5 million listing.....He gets there and says, “I want to check the acoustics of the piano…it’s very important—I won’t buy a house without the right acoustics.” He spent two hours playing the piano and ruined my plans.

The worst case, about 10 years ago, was a woman who spent just 20 minutes in a 5,400-square-foot, $7.2 million property with water views. She said she loved it but needed to make an offer to the seller directly...the seller was just blown away—a full-price offer in the first week of listing....But then days went on and the funds never came through. She said her money was overseas and it was tied up getting it back to the U.S. Every week it was supposed to come from a different bank. This went on for about 10 weeks....Ultimately, [the seller] put the home back on the market and it finally sold for $6.4 million a few months later.

These are entertaining stories, but high-end real estate brokers like Ms. Hatvany know enough to qualify buyers by getting evidence of financial resources. Once that it is in hand, the prospective buyer can tour away, interested or not, eccentric or not.

Thus it was and ever shall be....proof of money opens doors.

Mitsuwa Meandering

In the age of Amazon one way for retailers to survive is to specialize.

Mitsuwa Marketplace, a Japanese chain with outlets in California, Illinois, and New Jersey, is one such enterprise. Its prices on familiar brands are higher than other markets', but that fact is irrelevant; one goes there for the hard-to-find Japanese imports.

I like to wander the aisles looking at the signs written in Japlish. Yes, they're amusing but not in a ripe-for-mockery sense (after all, their English is miles better than my Japanese). Just try writing genuine Japlish, dear monolingual reader, you can't do it, much like good singers have a difficult time singing off-key.

Meanwhile....hope Christmas filling holidays merry cheer!

Wear It Proudly

At Mitsuwa Marketplace your humble blogger came across a display for GOO.N Diapers. Before you ask,

The name GOO.N comes from ぐんぐん (gun-gun). This Japanese phrase refers to a baby’s steady growth. The GOO.N brand name reflects our desire for all babies to keep growing.

One reviewer enthused:

The Silky Soft Touch Sheet....undergoes a treatment specially designed to ensure smoothness, reduce bulkiness and eliminate the fibers that could possibly irritate your baby’s sensitive skin and result in diaper rash.

The most interesting feature, IMHO, is "the Wetness Indicator located on the front of the diaper that helps parents to know when to change their baby’s diaper."

No longer must parents employ their senses of touch or smell, all they need are their eyes.

Obviously a high-end product. Now if GOO.N can just do something about its name....

I'm Just a Pass-Through Entity

One company that has adjusted successfully to the American marketplace is Calpico, about which we have written before.

The sweet, milky drink Calpis® was invented in Japan nearly 100 years ago. The unpalatable-in-English name was changed to Calpico for U.S. consumption in 1991.

Calpico is now available in a variety of flavors and can be found in Asian specialty stores like Mitsuwa Marketplace.

It's somewhat of a paradox that Calpis originated in Asia, where the majority of the population is lactose intolerant like your humble blogger. Because of its high price, sugar content, and the havoc it wreaks on my digestive system, I'll pass.

Sprucing Up the Clocktower

The crane had been parked at the shopping center all weekend. A couple of miles away tall buildings are being constructed. Had it lost its way?

The answer came early this morning. The clocktower, the only structure that was higher than one story, was being repainted.

The owner took a couple of years to lick his wounds from being turned down by the City Council. The addition of new tenants indicates that he's reconciled that the property will remain a shopping center, so it may as well be a good one.

Still Mysterious After All These Years

During his Surrealist period Pablo Picasso painted Crucifixion, 1930. (from pablopicasso.org)

Surrealism style uses visual imagery from the subconscious mind to create art without the intention of logical comprehensibility. ---- (surrealism.org)

Having been born in Spain and baptized in the Catholic Church, Pablo Picasso was steeped in Christian theology and culture. Though he became an avowed communist and atheist, religious themes permeate his work. Crucifixion crams many of the figures from one of Christianity's most important days into one 20"x 26" oil-on-wood.

Jesus, Mary Magdalene, Jesus' mother Mary, the Roman soldiers who played dice for His robe, the two thieves, and Joseph of Arimathea are all present in a jumble of positions and emotions.

Christians are taught that they are in the world but not of it. He refused to renounce communism even after the Soviets' persecution of artists became known, but it speaks volumes that throughout his 91 years Pablo Picasso chose to live in the Christian world.

Picasso had declared himself an atheist, but his widow, Jacqueline, once said Picasso “was more Catholic than the Pope.” This argues that, far from being eccentric or anomalous, Picasso’s “Crucifixion” belongs within the Christian tradition.

Apple Pay Can Make You Fat

(Money image)

Economist writer Tom Standage says cashless payments are causing him to put on weight (no, it's not from not having to pull out cash from his wallet). The logic is simple:

People spend more when they use credit cards and other non-cash forms of payment:

the most widely cited fact, from a study conducted by Dun & Bradstreet, is that credit cards make people spend 12-18% more, on average, than they would using cash.

Mr. Standage says that it's too easy to wave his smartphone in front of the Starbucks scanner: "I now buy a coffee every day, rather than once or twice a week."

More lattes = more pounds.

When the "pain" of paying with paper money is removed, spending goes up. But that's not a new revelation. Gambling houses knew this decades (centuries?) ago when they extend credit---just initial a marker (IOU) and $500 in chips appear in about 30 seconds (your humble blogger speaks from personal experience).

I'm so old that I used to do payroll by hand (Intuit image).

Perhaps the most significant example of weight-gain by not paying cash is the government itself. During World War II a young economist named Milton Friedman was on the Treasury team that devised payroll withholding to help pay for the war.

Milton Friedman reflected in 1995:

I played a significant role, no question about it, in introducing withholding. I think it's a great mistake for peacetime, but in 1941–43, all of us were concentrating on the war.

I have no apologies for it, but I really wish we hadn't found it necessary and I wish there were some way of abolishing withholding now.

Every self-employed individual and/or those with significant investment income already feel the pain of paying quarterly estimated taxes. Eliminating payroll withholding would sensitize a much larger population to the size of government without changing tax rates or tax brackets. Already a few voices have called for such elimination:

To build the necessary political support for otherwise unpopular spending cuts, [Speaker Paul] Ryan should quickly move to end federal income tax withholding. If American households would stop viewing their tax refund checks as happy windfalls from politicians and instead better understood how much big government is costing them every year, one would expect to see louder demands to bring runaway spending under control and to downsize the scope of federal programs and operations. The GOP honeymoon will be over in a few months. Ending federal withholding will help build support for spending cuts over the next few years and perhaps beyond.

Paying cash will cut the fat, but some ideas are too big and too bold.

The Stewpot Will Be Ready

By Friday the fridge often overflows with leftovers.

Yesterday was our last evening of service in 2016 to Home and Hope, the interfaith local network that provides temporary housing, meals, and other services to four families at a time. Because most of the families arrived after 9 o'clock and had already eaten, we had plenty of leftover food (pictured). It wasn't necessary to cook dinner.

Hank and I stayed till 7:30 a.m.--each of us taking an air mattress--as the two overnight monitors. He is a member of the host church and has thrown himself into the fray enthusiastically. He was up before 6 a.m. and started the coffee, for which I was grateful.

In the morning I chatted with Angelica. She's still in the program and spoke fondly of the stew that I made the last time. Flattery will get her everywhere.

I'm hoping that she will have found housing by the next time we're on duty in March, but if not my stewpot will be ready.

Stocking Stuffers, 2016

In December of each year we have been posting regularly about Jill and the Stocking Stuffers program that she founded. Once again she and her merry band of volunteers from the Santa Clara Thunderbird Club, the local Episcopal church, the Boy Scouts and police and fire departments assembled over a thousand gift bags for elderly shut-ins and those who reside in assisted-living facilities.

Jill (right) and friends.

Her efforts were especially notable in 2016 because she and Jerry had moved to Central California, over two hours away. Jill had to reserve a room at a Foster City community center and manage the materials logistics; she didn't ask anyone for the extra help.

I don't know how long she can continue doing this, but everyone who is there is grateful to be a part of Stocking Stuffers and witness her leadership. Thanks, Jill.

75 Years Later

North Shore airfield for small aircraft and chutists (1/2016)

In January we went looking for the remains of the Haleiwa landing strip that played a key role in Oahu's defense on Pearl Harbor Day. We couldn't get through the gate, so we spent a pleasant hour at a nearby airfield watching the parachutists.

On the 75th anniversary of the attack on Pearl Harbor, we remember the seven pilots who changed Yamamoto's mind, as well as the thousands who died on the Arizona, Oklahoma, and 16 other ships.

It's not an overstatement to say that much of subsequent history was shaped by the events of that day.

The Wall of Names at the Arizona Memorial.

The Girl in the Green Tent

She seemed nice, but I wasn't handing
her a check worth $thousands.

Normally we just mail in the property tax check--in California the first installment becomes delinquent after December 10th and the second after April 10th--but because we were nearby the County Government Center we decided to pay the taxes in person.

Parking was sparse, but I wasn't tempted to hand the payment to the girl in the green tent by the curb.

Too many things could go wrong. We walked into the building and found the Treasurer's office.

Where we pay for civilization.

There were two cashiers open, and the line moved quickly. The average age of these San Mateo County "customers" was well over 60.

The oldsters had their tax vouchers and checks made out before hand. Everyone asked for a receipt. Yes, these precautions were probably unnecessary, but over the years everyone has had a bad experience with the bureaucracy. Everyone knows from the news that having the right documents is better than not.

Heading toward the car, I waved at the girl in the green tent. She'll be real busy at the end of the week.

The Glow Has Yet to Grow

The technologist in our household affixed a motion-sensor to each water closet. As one approaches in the dark, a blue light switches on and guides one's aim. The risk of various bathroom accidents has been reduced, but I have to admit that the glow has yet to grow on me.

The coolness of the blue light suits night time, but during the Christmas season it would have been fun to do one's business in red or green. Oh, wait, one can.

Lector, Lector, Percolator

Don't tell my barista

Attendance at the 8 a.m. service has held steady, but the number of volunteers is down; the stalwarts are enfeebled, have died, or have moved away. And so it was that this Sunday I switched from the late-morning service to become the early-morning lector and intercessor.

At our church the early reader has to do more than just read the lessons and the Prayers of the People; he or she is also in charge of coffee hour. I was at the Safeway bakery buying pastries at 7 a.m. and was in the church kitchen at 7:30, peering at the instructions for the percolator.

My parents had a percolator, but by the time I had become a coffee drinker percolators had been supplanted by drip makers. I had never owned a percolator, let alone knew how to use one. Somewhat apprehensively, I poured 25 cups of water into the pot and 1½ cups of grounds into the filter. I plugged it in, and the percolator began pulsing merrily.

The result was a brew that was rich and smooth, certainly passable for the coffee hour. Maybe I'll pick up a percolator--one that doesn't need a paper filter---and a can of Yuban or Maxwell House. Think of all the money I'll save...

The Elites are Out of Touch: Another Example

The Economist publishes a "right track/wrong track" graph by country:

Western democratic and international institutions look increasingly fragile. A recent survey of 25 countries by Ipsos MORI, a pollster, reveals the widespread discontent on which populists have preyed. In Britain and America 60% and 63% of respondents said their country was on the wrong track. In perpetually disgruntled France, that figure is a whopping 89%.

Note the wording: "populists have preyed." Populism, according to the Economist, is surging because the hoi polloi don't realize that they have it pretty good:

In France, the proportion of people who worry about unemployment is five times the actual rate of the unemployed. In Britain, anxiety over immigration is more than three times higher than the percentage of the population who are immigrants. Telling voters that things they worry about are bad, but not as bad as they think, is unlikely to win over a sceptical public.

Comments:

1) Maybe the huddled masses did buy in to the talk of unprecedented, extreme inequality. Populism takes from the rich and gives to the poor, so it's puzzling why progressives wouldn't approve of populist trends.

2) Not one country has climate change (formerly known as global warming) as its biggest concern, and this despite nearly two decades of sermonizing by academic experts, Hollywood celebrities, leading scientists, and globalist politicians that the end of the world is nigh. What will it take for the great unwashed to learn from their betters what is good for them?

3) Another interpretation: institutions are fragile, but democracy is strong.

(BTW, I did not vote for Donald Trump.)

Not Enough There

Homeowners' Association disputes are usually over parking, roof repairs, landscaping and, of course, fee increases, but a friend of mine brought to my attention a first for him: the removal of a director by Secret Ballot under California Civil Code Section 5100.

Below are excerpts from the letter issued by the Association's law firm [bold added]:

M. began serving on the Board of Directors in 2015 and has, on two occasions been formally censured for inappropriate actions taken by her during her tenure as director.

The Board is informed that M. presented a fake letter to the Board, claiming it was written by a tenant asserting a monetary claim against the Association....The tenant subsequently confirmed she had not written or otherwise authorized the letter M. presented.

The Board is informed that M. created a fake email, claiming it was from one of the directors, and sent the fake email to other directors causing distrust and interference with the efficient operation of the Board and Association....

The Board is informed M. entered erroneous email addresses to make it appear communications were sent to all directors, when in fact directors were being excluded, causing distrust and interference with the efficient operation of the Board and the Association.

There were several other charges related to misrepresentations to and interference with vendors.

M.'s behavior sounds outrageous, but my friend voted "no" to the removal of M. from the Board: 1) The only information he has is a letter from a law firm; M. should have an opportunity to give her side of the story. 2) What's her motivation---is it pecuniary somehow, does she need "help", etc.? 3) Why can't we just let her serve out her term, at most another year?

He was prepared to approve, but there just wasn't enough there.

Grape Expectations

Growing grapes in Somerset (SW England)

Climate change will not be bad for everyone. One winner could be the British wine industry.

Warmer temperatures in the U.K. due to man-made climate change could make the country a leading wine producer by the end of the century, according to new research.

In 80 years Britons won't be traveling to Provence for sunshine and chardonnay but somewhere closer to home. Maybe the French will be summering in Britain!(?)

Sacre bleu!

It Sucks Just a Little

Duct tape had reached its limit.

After 30 years the central vacuum system was still working, but the same couldn't be said of the 30-foot hose. Mottled by cracks and holes, the hose's duct tape had its own duct tape. The suction power was only a little stronger than a good handheld vacuum.

I looked online for a replacement hose, but no one seemed to carry one that had our connector. And so it was that I found myself in southern San Jose, trying to find the successor to the company that had installed the original vacuum system.

Several websites suggested that the business could be found on Blossom Hill Road. One elderly resident said that she had seen a guy in a "two-story house" selling vacuum parts. After vainly searching, I knocked on the door of a house (pictured) that could have been involved with a hardware/car/parts business. The young man said that the previous owner, who left no forwarding address, had sold vacuum cleaners.

Stil strong

Though I made no progress toward the objective, I got outdoors, had a nice walk, and met some people. I've had worse days.

We Can't Go Against Tradition

One tradition that has survived three generations is hauling food back and forth between Hawaii and the Mainland.

Transporting food on the airplane made sense in the Sixties. My late paternal grandmother insisted that San Francisco Chinatown produced roast duck, preserved sausages, and dried mushrooms that were much superior to what we could buy in Honolulu. The last day of a Mainland trip was always spent shopping, wrapping, and packing.

With California merchants shipping to the four corners, the traffic now goes the other way. For the past two weeks we've been breakfasting on Portuguese sausages carried by a returning traveler. Next month it will be my turn to pick something up. Whatever it turns out to be, it won't be healthy.

It Was All My Doing

As we observed on Thanksgiving Day, average Americans are now by some measures richer than the richest man in the world of 100 years ago.

But how does middle-class America compare to the rest of the world today? It doesn't take that much to be counted in the wealthiest 10% of the world's population. according to The Economist:

If you had $71,560 or more, you would be in the top tenth. If you were lucky enough to own over $744,400 you could count yourself a member of the global 1% that voters everywhere are rebelling against.

NASDAQ graphic from 2015

Here on the SF Peninsula, one could get to $744,000 just by buying a middle-class house in a middle-class suburb 20 years ago and making the debt payments. The mortgage is likely to be under $200,000 by now, and the home can sell for over $1 million.

Persistence, and the good fortune of living close to companies worth $3 trillion, that's all one needs to be in the 1%.

Ideal Church-goer

Gene's guide dog, Linmar, has come to church nearly every Sunday for over five years. He lies peacefully for an hour but does not drift off to sleep like many of the two-legged worshippers. He never barks or stirs, even when pummeled by toddlers.

He responds instantly to commands from a supine position, again much faster than the average Episcopalian.

If Linmar could sign/initial/paw-print a pledge card, he would be on the Vestry in no time...

Unwinding and No Winding

For many functions the Watch needs an iPhone nearby

Spending a quiet Thanksgiving weekend at home and munching on leftover turkey was just what was needed to recharge the batteries.

Speaking of things that need recharging, I played around with a belated birthday present, a new Apple Watch. The watch will likely be another "indispensable" modern device (mobile phone, TiVo, GPS) that I originally didn't think that I would need.

(Image from personalfintech)

The ability to dictate short text messages using the watch is a boon---yes, one can perform the same function on the iPhone but it seems a lot easier to do that on the watch.

Besides, I can finally look like one of my childhood heroes...

Not Pining for Brining

Ice bucket from 2012

This year I didn't feel up to the two-day prep for brining the turkey, especially the part where I had to reconfigure the outside refrigerator to accommodate the ice water bucket.

Dry brining--rubbing down the turkey with spices the day before--sounded like just the ticket. To safeguard against dryness I began roasting the turkey under low heat (225 degrees F) after midnight; 12 hours later the bird was pronounced excellent by the small group of guinea pigs diners.

Though its texture was good, I thought the turkey was lacking the flavor that a one- or two-day soaking will impart, but I'm not a perfectionist.

Speaking of perfectionism, Bradley Cooper plays a celebrity chef who is on a relentless pursuit for his third Michelin star in 2015's Burnt. Head chef Adam Jones yells at his staff, hurls crockery filled with food, and rushes madly from station to station putting the finishing touches on each dish---in other words, he's Steve Jobs in the kitchen.

The haute cuisine cinematography is beautiful, and the non-stop frenzy behind the scene of a top-notch restaurant is captured realistically according to those in the know. Well worth a look.

Thanksgiving, 2016

A few weeks ago the local church was in the midst of its annual pledge campaign, and I was asked to say a few words. Some of them seem appropriate on Thanksgiving Day (they were inspired by last March's blog post, Richer than Rockefeller):

The immediate questions before all of us are how much, if anything, should I put down on my pledge card for next year, how many hours should I volunteer for, and in what ministries? If you are like me eventually you get a brain cramp and sign up for pretty much what you signed up for last year.

But I do find it useful once in a while to lift my head out from under my credit card statements, my pay stubs, tax returns and spreadsheets and try to look at the big picture.

The wealthiest person in the world, as most of you know, is Bill Gates, whose personal fortune is currently estimated to be $80 billion.

But historians say that the wealthiest person who ever lived was John D. Rockefeller, who at one time controlled 90% of the oil industry. Money Magazine took John D. Rockefeller’s fortune in relation to a much smaller American economy and also adjusted it for inflation. Money Magazine estimated that his wealth would be like having $250 billion today.

John D Rockefeller (Daily Mail / Getty)

100 years ago John D. Rockefeller was 77 years old---by the way he would live another 20 years---but would you trade places with him? He had an army of servants, but here’s a little of what we have and he didn’t:

1) We can be in Paris in 11 hours. It would take him a couple of weeks to get to Europe from California by rail and then by ship.

2) If any of us had a medical emergency, paramedics would be here in 10 minutes or less. We would be treated by methods that would be infinitely better than were available in 1916 by the best doctors in the world.

3) We have the world’s knowledge at our fingertips. No matter how many people John D. Rockefeller had working for him, it would take them hours to research a topic in the Library of Congress and we can do it in minutes. For that matter, we have movies--with sound--and huge music libraries at our fingertips, too.

4) I am sure each of us can think of many more examples of progress---about how we can carry on a live conversation with a relative halfway around the world and see their faces, about how we can forecast to the hour when rain is about to start, about how we no longer need to keep a stack of maps in our glove compartment to know where we’re going.

When you look at it that way, hundreds of millions of us ordinary folk are each richer than Rockefeller.

How much of our wealth is represented by what’s in our bank account, and how much wealth do we have merely because we are alive in this time and this place?

And while we are thinking about wealth and how much to give, how much does the church give back to your own lives and that of your family? Are you wealthier because this church is alive in this time and this place?

You may not have a lot of room in your budget, but look at all the unfilled spaces on the ministries and the sign-up sheets. Offering your time and talent increases the wealth of our church just as surely as a monetary offering—possibly even more so.

We are each of us richer than Rockefeller, and our church adds to that richness in ways seen and unseen. Please help keep it that way.

It's Nearly Thanksgiving, So of Course I'm Working on Taxes

2015 Federal (1040X) and California (540X) returns

The only thing worse than slogging through one's tax return is having to do it twice in the same year. And how was your weekend?

When the envelope arrived in June from the Subchapter S Corporation, I opened it eagerly---would it be another profit distribution? The balloon deflated when I saw the revised Form 1120S (K-1). The changes were material, and amended 2015 tax returns would have to be filed.

The amended returns had to be mailed in before the filing of the 2016 tax returns next April due to changed carryovers from 2015. After five months of procrastination, I worked through the adjustments. Over a dozen schedules were affected. (It's amazing and frankly alarming how many different calculations involve Adjusted Gross Income.)

The (small) refunds provide some solace, but as I've said before I'd support tax simplification in a heartbeat even if it meant that I'd pay more.

Head for the Hills

(Geology.com graphic)

Seismophobics who live in Northern California have taken ever-so-slight comfort in predictions that the next big one will hit Southern California first, after which Northerners can start worrying in earnest.

Now scientists say that the entire San Andreas fault could rupture, wreaking devastation on North and South alike: [bold added]

As many as 3.5 million homes could be damaged in an 8.3-magnitude quake along a roughly 500-mile portion of the fault—compared with 1.6 million homes damaged if only the northern part of the fault were to break, or 2.3 million if the southern piece ruptured.

The damage to homes alone could total $289 billion, compared with a previous range of $137 billion on the southern portion of the fault and $161 billion in the north, according to the CoreLogic analysis.

Researchers say a statewide quake above 8.0 would likely hit the Golden State once at least every 2,500 years. “We are talking about very rare earthquakes here,” said Maiclaire Bolton, a seismologist and senior product manager for CoreLogic.

I admit to being math-challenged in that bimillennial and centennial events cause me about the same amount of concern. The young 'uns are worried about getting their toes wet from seas rising, while I fear my house coming down around my ears. In either case the solution is the same. Head for the hills.

When One Big Mac Just Isn't Enough

(Time photo)

Just in time to test one's New Year's resolve, McDonald's will roll out the Big Mac's bigger brother, the Grand Mac, in early 2017.

Both the Grand Mac and the Mac Jr. launched in Florida this month, so if Thanksgiving turkey and trimmings still left you feeling empty, dear reader, head to the Sunshine State for that "hearty, beef-forward experience."

As for me, I'll just have to buy two Big Macs for the times when one just isn't enough.

Something Memorable

Last week your humble blogger listed Kate McKinnon's SNL opening as an example of comedians' Freakoutrage over the election, but that categorization was unjustified. Her performance was inspired, though it certainly was a deviation from the sharp comedy that typically leads off the show. The subdued applause reflected the audience's confounded expectation.

Dressed in her Hillary outfit, Kate McKinnon sang excerpts from Hallelujah, one of Leonard Cohen's (d. 11/7/2016) most famous songs. As she warbled "And even though it all went wrong, I'll stand before the Lord of Song with nothing on my tongue but Hallelujah" Kate's Hillary turned into a tragic figure, her lifelong quest turned to ashes partly through her own human weakness.

Christians are instructed to say "Hallelujah (Praise the Lord-PTL)" in bad times as well as good. Hillary Clinton, the lifelong Methodist, knows this, though people with only a popcorn understanding of Christianity typically don't understand how one can PTL in the midst of tragedy. For a moment SNL cast off its clown outfit and produced something memorable.

It Would be Huge, I Tell You

Long before he was huge (Boston Globe)

Normally a mid-season football game between the NFL's best (Patriots, 7-2) and worst (49ers, 1-8) teams would spark little interest, except that there's a local angle:

1) New England quarterback Tom Brady has never played the 49ers in San Francisco.

2) Tom Brady, on the short list of all-time greatest quarterbacks, was born in San Mateo and attended Junipero Serra High. (Serra is also the high school for Barry Bonds, one of baseball's greatest and most controversial players.)

3) The 49ers are going nowhere, Expect to see some cheering for the hometown hero, especially since, at 39, this is likely to be Tom Brady's last game in SF as well as his first.

Other notes:

A returning family member spoke to a number of Hawaii Brady fans (all guys, natch) who flew in last night just for Sunday's game.

The quote of the week was from 49ers safety Eric Reid:“I’ve been watching this guy for a long time. If I can get my hands on one of his balls, that would be huge for me and huge for this team.”

[Update - 11/20: 1) Tom Brady threw four touchdown passes in the Patriots' 30-17 victory. 2) Eric Reid sustained a season-ending biceps injury. 3) New England fans were plentiful at Levi Stadium.]

An Auspicious Start to the Season

Two months after our last drop-off, we took five (5) Thanksgiving food boxes to CALL Primrose, the Burlingame food pantry founded by the Methodist and Presbyterian churches.

We had signed up for four, but the church members filled five complete containers and even had some extra cans for the store room upstairs. The Parish will be asked to dig deep for four other charities in December, and the annual fill-a-box campaign for CALL Primrose was an auspicious start to the season.

Greek Columns Then and Now

2008: inspiring words and the adulation of millions (Brittanica).

2016: walking amidst the ruins. (WSJ photo)

Kirkland

Kiplinger Personal Finance says Costco's store brand has three "best bets". We already buy the Kirkland Organic Extra-Virgin Olive Oil.

Bacon. In a taste test of bacon brands, Consumer Reports bestowed an “excellent” rating on just one product: Kirkland Signature Bacon ($10.99 for four 1-pound packages).

Liquor. You’ll get a lot of bang for your buck with the Kirkland Signature Tequila Añejo ($19.99 for 1 liter) and the Egg Nog Liqueur ($9.99 for 1.75 liters),

Clearly we need to expand our sights beyond the healthy-food aisle.

At $2.75 a pound, how could I say no?